How I Reached Financial Freedom — And How You Can Too

About the Program

Tired of advice from influencers who’ve never done it? Personal Finance: One Millionaire’s Method is a practical, no-fluff course based on how instructor Joseph Deane actually built lasting wealth and achieved financial freedom — without inheritance, flashy risk-taking, or complicated investment schemes.

This course walks you through the exact financial principles, habits, and strategies instructor Joseph Deane used to go from ordinary income to multi-millionaire status. You’ll learn how to take control of your money, build real wealth over time, and design a financial life that gives you options — not obligations.
Whether you're just starting out or trying to get unstuck, this course is about clarity, confidence, and financial independence — taught by someone who’s actually done it.

Why choose this personal finance course?

Deane’s approach is clear and practical — no gimmicks, no jargon. He shares the real steps he took to build wealth, starting from the same place many people do: figuring things out with a modest income and big goals. What changed his life wasn’t luck — it was learning the right principles and consistently applying them. If you’re ready to take control of your finances and build a future with more freedom and less stress, this course is for you.

Key takeaways:

  • Learn how to track, prioritize, and manage your money like a business.
  • Break free from debt and avoid the traps that keep people stuck.
  • Understand investing in plain English — and how to start wisely.
  • Build habits that lead to long-term financial independence.
  • Discover what actually matters (and what doesn’t) on the road to wealth.
  • Design a personal plan for freedom, not just retirement.
  • Hear the honest truth from someone who’s lived it, not just studied it.

Who should enroll?

Anyone! No background in finance is required to succeed in this course. If you can do basic math and are willing to be disciplined, stay consistent, and keep an open mind, you’ll do great. This class is about real-life money skills — not complicated formulas or financial theory. Bring a willingness to learn and a commitment to take control of your financial future.

Course Format

  • Topic 1: Case Study of Millionaires
  • Topic 2: Know Your Numbers (Without Shame)
  • Topic 3: Spending with Intention
  • Topic 4: Breaking Free from Debt
  • Topic 5: Saving and Emergency Funds
  • Topic 6: Investing for Freedom 

Materials:

  • Joseph Deane’s actual budgeting and investment tracking tools
  • Reading list: books that influenced the instructor’s financial thinking
  • Real-life case studies and mistakes made (so you don’t have to)

Personal Freedom Tracker – Core Elements

A one-page monthly or quarterly snapshot where you track:

  • Net worth
  • Income and spending
  • Debt payoff progress
  • Emergency fund
  • Investment growth
  • Goals and milestones

Life Impact

The lessons in this course go far beyond budgeting or saving. You'll gain the clarity and confidence to make smarter financial decisions, avoid common traps, and build habits that lead to lasting independence. Whether you're looking to get out of debt, start investing, or simply feel more in control of your money, this course will help you create a financial life that supports your goals — and gives you more freedom, flexibility, and peace of mind.

Joseph Deane headshot

Meet the Instructor

Joseph Deane is a multi-millionaire entrepreneur and investor who built his wealth by investing smartly and running a successful multi-million-dollar engineering consulting firm. He’s a Certified Financial Coach with a passion for teaching real-world money skills — not just theory.

Deane serves on the Board of Directors for two respected organizations:

  • Utilities Employees Credit Union (UECU), a $1.5 billion credit union
  • The Electrical Association of Philadelphia

He also earned a Certificate in Asset and Portfolio Management from the Wharton School, where he studied investing, risk management, and strategies for building long-term wealth.

Course Offerings

  • Meeting Dates: Tuesdays, September 30, October 21, and November 11
  • 6:00 to 8:00 p.m.
  • Held in-person at Penn State Berks
  • $50 Registration Fee

Register now